If you have used PayPal for payments or automated clearing, you may need the PayPal routing number for direct transfers or ACH setup. The number helps link your PayPal account to bank rails in the United States.
You can locate this number inside the PayPal interface and verify each digit before you submit it to a financial institution. This guide shows where to look, what each field means, and which precautions to follow.
Find PayPal Routing Number in the PayPal Account
The primary location for the official PayPal routing number is the PayPal website or mobile app while you are signed into your business or personal account.
PayPal uses its own financial institution routing number for ACH payouts and direct deposits, and this is the value you should use instead of a bank routing number from an external bank.
Follow the steps below to reveal the number safely.
Step by Step Access Inside PayPal
- Log in to paypal.com on a desktop browser or open the PayPal mobile app.
- Select the Profile or Wallet icon, then choose Account Settings.
- Tap on the Banking section and look for Direct Deposit or ACH Information.
- Open the details card to reveal the PayPal routing number and your PayPal account number.
Routing Number Overview and Verification Checklist
Verify the PayPal routing number against your statements and bank forms to avoid failed transfers.
The table below compares key characteristics so you can confirm the correct number for ACH and wire instructions.
| Field | Description | Example Value | Verification Tip |
|---|---|---|---|
| Purpose | Used for ACH direct deposits from PayPal to your bank | ACH credits for marketplace payments | Check PayPal deposit reports for matching descriptions |
| PayPal Routing Number | Unique number assigned to PayPal by NACHA for US ACH | 114002637 | Compare against the number shown in your profile settings |
| Account Number | |||
| Institution Type | PayPal is the originating depository financial institution for certain payouts | ODFI in ACH entries | Confirm with your bank that PayPal ODFI details are supported |
| Last Updated | Date the routing details were refreshed in your account | MM/YYYY | Revisit the Banking section if you changed banks recently |
Where to Log In to Access PayPal Financial Details
You must sign in securely to view routing and account information that applies to payouts and direct deposits.
Using the official PayPal portal reduces the risk of phishing and ensures the routing number shown is current.
Keep your session active and avoid sharing this page in public chats or support tickets.
Secure Access Practices
- Type paypal.com directly into your browser or use the official app from the app store.
- Enable two factor authentication for an extra layer of security.
- Do not share screenshots that include full routing and account numbers in open channels.
How to Use the Routing Number for Bank Transfers
When you set up direct deposit or automated payouts, the PayPal routing number is entered into the bank form.
Enter the digits exactly as displayed to avoid returns, delays, or rejected ACH entries.
Double check the account number and routing number fields before you submit any authorization form.
Common Use Cases
- Receiving marketplace sales proceeds via direct deposit to your bank.
- Linking a business bank account for automatic PayPal payouts.
- Processing refunds or settlements that route through PayPal ODFI.
Security and Validation Best Practices
Treat your PayPal routing number like other sensitive banking details and validate it before use.
Cross reference the number on a recent deposit or statement from PayPal to confirm accuracy.
Contact PayPal support if the number looks different from what your bank expects.
Key Takeaways for Managing PayPal Routing Information
- Access the official PayPal routing number only while logged into your verified PayPal account.
- Use the number exactly as displayed for ACH direct deposits and automated payouts.
- Cross check the digits against recent PayPal deposit records before submitting to your bank.
- Contact PayPal support immediately if the number appears outdated or is rejected by your bank.
- Store the details securely and update them promptly if you change banks or payment settings.
FAQ
Reader questions
Where can I find the official PayPal routing number for my account in the United States?
Log in to your PayPal account on paypal.com or the mobile app, go to Account Settings, then Banking or Direct Deposit to view the PayPal routing number and account number for ACH transfers.
Is the PayPal routing number the same as my bank routing number when I use PayPal direct deposit?
No, the PayPal routing number is issued to PayPal by NACHA for US ACH networks, while your bank routing number belongs to your financial institution; use the PayPal routing number when instructed by PayPal for deposits.
Can I use the PayPal routing number on a wire transfer or ACH form at my bank?
Yes, when PayPal is the originator of the transfer, enter the PayPal routing number and your PayPal account number on the ACH or wire form as directed by PayPal; confirm with your bank that they accept PayPal as an ODFI.
What should I do if the PayPal routing number I enter is rejected by my bank?
Verify that you are using the number shown in your PayPal account settings, confirm the account and routing numbers match your recent PayPal deposit details, and contact PayPal support to ensure the ACH details are current and valid.